Wednesday, September 22, 2021

I'm a Freelancer and I'm F*cked (for now anyway)


Real truth here.  Last month, I got overly excited because this thing went into remission and was also feeling myself because I had a nice bank account.  It was a combination of leftover stimulus, financial aid, and just basic budgeting when I can.

So I go and do the most fun thing I can think of at the moment.  Pay down some credit cards.

How Can I Go Wrong?

Problem was I didn't pay attention to the billing cycle and got dinged big time. The good thing is that I don't have to deal with payments for a while.

While that one was my bad, I got hit twice more to make up for my overzealous behavior last month (I went to Whole Paycheck Foods twice in one month).  

Working for (Literally) Nothing

For many years, I've written for content companies as a way to get fast cash or when I'm between clients.  Lately, my chronic illness can't handle an intense client relationship, even though I miss the cash flow.  So, I sign up to do a job, get a few pennies, and work on other less stressful projects.

When one well-known and reputable company switched from PayPal to Payoneer, things were never the same.  The constant emails about paperwork I completed months ago.  And not only did they not pay me but they refuse to acknowledge there's a problem.  These people owe me for several jobs and have been reported to the state and federal consumer agencies.

Rest Your Eyes

Another bad I made was sending off my savings bond without the proper documentation.  Thank goodness it's not going to mature any further but I think there's just been too much on my mind lately.

So, sorry for this rant but this has been on my mind for the past couple of weeks.  The lesson here: never get too busy to cross the T's and dot the I's.

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